Terms and Conditions
Last Updated: February 16, 2026
Welcome to Personal Loan Payment Calculator USA. These terms and conditions outline the rules and regulations for the use of our website and calculator tool.
Acceptance of Terms
By accessing or using Personal Loan Payment Calculator USA, you accept and agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our website or use our services.
License to Use
Subject to these Terms and Conditions, we grant you a non-exclusive, limited license to use our personal loan payment calculator for personal, non-commercial purposes. This license does not include any right to reproduce, modify, distribute, or commercially exploit our calculator or website content.
Use of Our Calculator
Our personal loan payment calculator is provided for informational purposes only. The calculations generated by our tool are estimates based on the information you provide and standard financial formulas. We make no warranties or representations regarding the accuracy, completeness, or reliability of the results.
Accuracy Disclaimer
While we strive to provide accurate calculations, actual loan terms and payments may vary based on numerous factors including but not limited to lender policies, additional fees, compounding frequency, and market conditions. Our calculator should be used as a general guide only, not as the sole basis for financial decisions.
User Responsibilities
When using our calculator, you agree to:
- Provide accurate and complete information for calculations
- Use the calculator for lawful purposes only
- Not attempt to disrupt or interfere with the operation of our website
- Not use the calculator for commercial purposes without express written permission
- Not reverse engineer, copy, or distribute our calculator
Limitation of Liability
Personal Loan Payment Calculator USA and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our calculator or reliance on the information provided. This includes, but is not limited to, any losses, costs, or expenses incurred as a result of using our services.
Financial Advice Disclaimer
Our calculator and website content do not constitute financial advice. We are not licensed financial advisors, and the information provided should not be considered as personalized investment or financial guidance. Before making any financial decisions, you should consult with qualified professionals.
Third-Party Links
Our website may contain links to third-party websites or services. We have no control over the nature, content, and availability of those sites and are not responsible for any information, products, or services provided by third-party sites. The inclusion of any links does not necessarily imply a recommendation or endorsement.
Intellectual Property
All content, designs, graphics, and code on Personal Loan Payment Calculator USA are the property of our organization or our licensors and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without explicit written permission.
Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting the revised terms on our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.
Termination
We may terminate or suspend your access to our calculator and website at any time, without prior notice, for any reason whatsoever, including without limitation if you breach these Terms and Conditions.
Privacy Policy
Your use of our calculator is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. Please review our Privacy Policy for more details.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law provisions.
Contact Information
If you have any questions about these Terms and Conditions, please contact us at the information provided on our Contact Us page.
Severability
If any provision of these Terms and Conditions is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Personal Loan Payment Calculator USA regarding your use of our website and calculator, superseding any prior agreements.